Home inspections are an extra expense, so do you really need one? You bet! Money might be tight for closing, but try to imagine moving in and finding out that the air conditioning unit isn’t cooling the house or maybe the roof needs replacement. Having an inspection during the option period will cut out the unwelcome surprises.
Especially if you are buying a home “As Is”. It also a really good idea to follow that up with a Home Warranty for extra comfort during the first year of ownership.